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Lumpsum SIP Calculator

Compare lump sum investments with systematic investments

₹1,000₹10,00,000
₹500₹50,000
1 Year30 Years
1%30%

Lump Sum

Investment: ₹0

Final Value: ₹0

Returns: ₹0

SIP

Investment: ₹0

Final Value: ₹0

Returns: ₹0

Combined

Investment: ₹0

Final Value: ₹0

Returns: ₹0

Lump Sum vs SIP: Key Insights

  • • Lump sum investing works best when markets are expected to rise consistently
  • • SIP helps in averaging costs during market volatility (rupee cost averaging)
  • • A combination approach often provides the best balance of returns and risk management
  • • Lump sum typically outperforms in bull markets, while SIP is better in volatile markets

Disclaimer: The results provided by this SIP and Lumpsum calculator are for informational purposes only and do not constitute financial advice. Please consult a certified financial advisor before making any investment decisions.