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Gratuity Calculator

Calculate your gratuity amount as per Payment of Gratuity Act, 1972. Get instant results based on your salary and years of service.

Gratuity Calculator
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Gratuity Calculator
Calculate your gratuity amount

50K

₹10,000₹5,00,000
5 years40 years

Gratuity Amount

₹0

Calculated as per Payment of Gratuity Act, 1972

Formula Used:

Gratuity = (Last drawn salary × Years of service × 15) / 26

• Last Salary: ₹50,000

• Years: 10

• Factor: 15 days for each year of service

Understanding Gratuity

Gratuity is a lump sum amount paid by an employer to an employee as a mark of gratitude for the services rendered. It's a retirement benefit that provides financial security to employees.

Eligibility for Gratuity

  • Completion of 5 years of continuous service (can be relaxed in case of death or disability)
  • Applicable to organizations with 10 or more employees
  • Payable on retirement, resignation, death, or disablement

Tax Implications

For Government Employees: Fully exempt from tax

For Private Employees: Exempt up to ₹20 lakhs (as per Income Tax Act Section 10(10))

Frequently Asked Questions

What is gratuity?

Gratuity is a monetary benefit given by an employer to an employee as a token of appreciation for services rendered. Under the Payment of Gratuity Act, 1972, it becomes payable after an employee completes 5 years of continuous service.

How is gratuity calculated in India?

Gratuity is calculated as: (Last drawn salary × Years of service × 15) / 26. Here, 15 represents 15 days wages for each completed year of service, and 26 represents the number of working days in a month.

Is gratuity taxable?

Gratuity received by government employees is fully tax-exempt. For private sector employees, gratuity up to ₹20 lakhs is exempt from tax. Any amount above this limit is taxable.

Disclaimer: The results provided by this calculator are for informational purposes only and do not constitute financial advice. Please consult a certified financial advisor before making any investment decisions.